Credit Suisse does not offer personal loans to consumers in Dublin or anywhere in Ireland — and the brand no longer exists. Following its takeover by UBS, Credit Suisse AG ceased to exist as a legal entity, and its Dublin branch now operates as a branch of UBS.
Even when the Credit Suisse name was still in use, its Dublin operation was a prime-brokerage business serving hedge funds, not a high-street lender for individuals. If you were searching for a Credit Suisse personal loan in Dublin, there was never such a product, and there is no brand left to apply to.
This page explains what happened and where Irish consumers actually borrow.
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The guides below explain how borrowing actually works here. Start with:Credit Suisse was a famous Swiss bank, and that reputation still draws searches. But fame in global investment banking is a world away from consumer lending on an Irish high street — and the entity itself has now been absorbed into UBS.
What the Dublin Operation Actually Did
Credit Suisse’s Dublin branch was set up to serve the global hedge-fund industry. Its work centred on prime services — prime brokerage, prime financing and securities lending — provided to institutional clients such as hedge funds. This is highly specialised wholesale finance, not everyday banking.
In concrete terms, the Dublin branch dealt with:
- Prime brokerage for professional investment managers.
- Financing and securities lending for institutional trading strategies.
- Servicing of global-markets clients, not individual borrowers.
There was no retail branch, no consumer current account and no personal loan product for the Irish public. The idea of a “Credit Suisse Dublin personal loan” for an ordinary borrower was never a real offering.
Why the Brand No Longer Exists
In 2023, UBS agreed to take over Credit Suisse. The merger of UBS AG and Credit Suisse AG was completed in May 2024, after which Credit Suisse AG’s business was transferred to UBS AG and Credit Suisse AG ceased to exist. The former Credit Suisse subsidiaries and branches became part of UBS.
As a result, the Dublin operation now runs as a branch of UBS AG. The Credit Suisse name is being wound down globally. So beyond the fact that the Dublin business never offered consumer loans, there is no longer a Credit Suisse entity to approach at all.
Prime Brokerage Is Not Retail Banking
Retail banking serves individuals with standard products — current accounts, savings and personal loans with published rates. Prime brokerage is the opposite end of finance: a suite of trading, financing and custody services for professional investment funds.
The clients are institutions running complex strategies, and there is nothing consumer-facing to apply for.
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The guides below explain how borrowing actually works here. Start with:Credit Suisse’s Dublin branch sat entirely in that institutional world. That is why there was no personal loan to apply for — the product was never part of what the branch did.
Why the Confusion Exists
Credit Suisse’s global fame is the main driver. It was one of the best-known names in banking, associated in the public mind with wealth, mortgages and lending in some markets. People assume such a bank offers loans to individuals wherever it appears. In Dublin, it did not — the branch served hedge funds.
News coverage of the bank’s difficulties and eventual takeover also kept the name highly visible. An earlier version of this page presented Credit Suisse Dublin as if it offered ordinary personal loans, with rates and eligibility criteria for local borrowers. That was inaccurate, and we have rewritten it.
Where Consumers Actually Borrow in Ireland
For a personal loan in the Republic of Ireland, use lenders that serve consumers and publish real retail terms. The main options include:
- AIB — a large Irish retail bank lending directly to individuals.
- Bank of Ireland — a full-service retail bank with personal loan products.
- Avant Money — a consumer lender offering fixed-rate personal loans in Ireland.
- Revolut — an app-based option available to eligible Irish residents.
These are genuine retail lenders. Compare the total cost of credit, the APR and the repayment term before you commit, and borrow only what your budget can comfortably absorb.
What to Have Ready When You Apply to a Real Lender
A regulated Irish lender will confirm your identity and assess whether the repayments are affordable. Having the basics ready helps:
- Photo ID, such as a passport or driving licence.
- Proof of address, such as a recent utility bill.
- Your PPS number.
- Proof of income, usually recent payslips, plus bank statements.
In Ireland the Central Credit Register, run by the Central Bank, records loans of €500 or more. Lenders may check it when you apply, so your existing borrowing forms part of the picture.
How to Check Whether a Lender Is Legitimate
Before you share personal details, confirm the lender is authorised. Two official resources help:
- The Central Bank of Ireland keeps a public register of regulated firms; a lender that is not listed is a warning sign.
- The Competition and Consumer Protection Commission (CCPC) offers independent money guidance and comparison tools for consumers.
A genuine retail lender shows clear pricing, an APR and a cooling-off period. Be especially wary of any site still advertising “Credit Suisse Dublin personal loans” — the brand no longer exists, and the Dublin operation never lent to consumers.
The Bigger Picture on Prestigious Bank Names
A famous banking name can suggest it does everything, everywhere. In reality, global banks specialise heavily by location and client type. Credit Suisse’s Dublin branch was a prime-brokerage business for hedge funds, and the wider brand has now been absorbed into UBS.
The name’s prestige is real, but it never meant personal loans for Irish borrowers.
If you come across an offer using the Credit Suisse name for a consumer loan, treat it as a serious red flag — the entity has ceased to exist. Legitimate Irish personal loans come from firms on the Central Bank register, with a written agreement, a clear APR and a statutory cooling-off period.
Without those basics, the offer does not deserve your personal details.
Frequently Asked Questions
Can I get a Credit Suisse personal loan in Dublin?
No. The Credit Suisse brand no longer exists after its takeover by UBS, and its Dublin branch was a prime-brokerage business for hedge funds, never a consumer lender.
What happened to Credit Suisse?
UBS took over Credit Suisse, and the merger of UBS AG and Credit Suisse AG was completed in May 2024. Credit Suisse AG ceased to exist, and its business transferred to UBS.
Does the Dublin operation still run under a new name?
The former Credit Suisse Dublin branch now operates as a branch of UBS AG. It remains an institutional business, not a consumer lender.
Where should I borrow instead?
Use authorised Irish lenders such as AIB, Bank of Ireland, Avant Money or an app-based provider like Revolut, and compare the total cost before deciding.
How do I verify an Irish lender is safe?
Check the Central Bank of Ireland’s register of regulated firms and use the CCPC’s consumer tools before applying.
Sources and Editorial Note
Official reference: UBS (which absorbed Credit Suisse). Regulatory references: Central Bank of Ireland and the Competition and Consumer Protection Commission.
Editorial note: This article is informational and does not recommend or arrange credit. It was rewritten to correct an earlier version that presented Credit Suisse Dublin as a personal-loan provider, which it never was, and which no longer exists as a brand.
Details of the UBS takeover are based on official and industry reporting; always confirm current information directly with the relevant provider before acting. This page carries no affiliate link or paid placement.
